Make sense of your spending
Calculate what your life costs per day
Turn recurring expenses into one clear daily number.
Short answer
Cost per day = total yearly expenses ÷ 365. Example: 2,260 a month × 12 = 27,120 a year, and 27,120 ÷ 365 = 74.30 a day. The example amounts below add up to exactly that; replace them with your own.
Your everyday expenses
What does that mean in working hours?
The math, made simple
How the daily expense calculator works
Each expense is annualized, added together and divided by 365. Monthly figures use 12 months and weekly figures use 52 weeks.
Average monthly cost = annual expenses ÷ 12
See the full conventions on the methodology page.
Starting from a monthly budget? The monthly expenses calculator turns your monthly bills into a cost per day. To spread a single bill, such as a yearly insurance premium, over time, use the cost per day calculator for one cost.
What the workday result means
The calculator compares average monthly expenses with monthly take-home pay and applies that share to your paid workday. It is a budgeting perspective, not tax or payroll advice.
Currency selection changes formatting only. It does not convert exchange rates.
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